Sergio Hernandez | BRE# 01190068 | NMLS# 108378

Direct Phone: (949) 419-2706 | Email:

Meet Sergio Hernandez: Sergio is a mortgage professional at Upfront Home Loans (UFHL), a mortgage broker serving all of California with an emphasis on local clients.  Sergio has been licensed by the B.R.E. since 1994; UFHL has been licensed since 2005.  Sergio has worked in all aspects of mortgage lending with a strong emphasis on mortgage operations.  He has a strong knowledge of all mortgage products including VA, VA IRRRL, purchase loans, conventional, jumbo, FHA and, adjustable and reverse mortgages.  He takes great pride in making sure you that you get the loan that fits and meets all your financial goals.



Sylvia S.

I was working with another lender but the process was just dragging on and seemed like it was taking forever with the refinancing my home and I was getting really frustrated.  Then I was referred to Upfront Home Loans, and I just want to say what a pleasure it was working with this company especially Sergio Hernandez.who was so professional, and nice and he made the loan application the most pain-free easy process for me and he got this all done very quickly.  The communication/correspondence between myself and Mr. Hernandez was excellent and he got me an excellent rate, I couldn't be happier.   I really wish I had gone with Upfront Home Loans to begin with could have saved myself a lot of time and frustration.   I would definitely work with this company again and highly recommend them.


Lorie B.

My husband and I just completed our refinance with Sergio Hernandez of Up front Home Loan/Trademark Lending. It by far was one of the easiest and stress free and quickest transactions we've been through. We were able to do everything from the comfort of our own home, even when it came to signing our closing docs, the Notary came to us! Sergio was able to get us an awesome rate and enough cash out to pay a lot of debt off, which is a huge stress relief! I cannot say enough good things about the experience. We accomplished exactly what we set out to do with little to no effort on our part!! They rate 5+ stars with us!! Definitely will go back to Sergio and will highly recommend Sergio and UFL/TL to friends and family!!


Sean M.

Sergio and his team provided great service from start to finish. They communicated with me every step of the way. I will definitely recommend them.

Allen H.

Sergio kept us updated on each step of the transaction. He kept us well informed and let us know what to expect.